"Visualize Your Policy's Growth: Understand Cash Value, Death Benefit, and Loan Options"
See Your Policy's Hidden Growth: The Whole Life Insurance Illustrator
"This interactive tool helps you understand how cash value life insurance works by projecting your policy's growth over time. See how different premium amounts, Paid-Up Additions (PUAs), and policy loans affect your cash value accumulation and death benefit. Use it to compare scenarios and make informed decisions about your financial future."
"The Whole Life Insurance Illustrator"
Your interactive guide to understanding cash value life insurance. This powerful tool lets you visualize how different premium strategies, Paid-Up Additions, and policy loans affect your policy's growth over time.
Whether you're considering a new policy or optimizing an existing one, this simulator helps you make informed decisions by projecting cash value accumulation, death benefit growth, and the true compound interest rate of your investment.
Compare multiple scenarios, understand the impact of loans, and see the powerful effect of PUAs - all in one easy-to-use interface designed for both beginners and advanced users."
💡 Pro Tips for Best Results:
Start Simple: Begin with just base premium, then add PUAs to see the difference
Compare Ages: See how starting younger affects long-term growth
Test Loan Scenarios: Understand how borrowing impacts your policy's growth
Save Multiple Strategies: Create "Conservative," "Moderate," and "Aggressive" scenarios
Use the Milestones: Track when you reach important financial goals
⚠️ Important Notes:
This is an illustration using hypothetical assumptions (3% dividend rate, etc.)
Actual results will vary based on the insurance company and actual dividends
Policy loans reduce death benefit and available cash value until repaid
Consult with a financial professional before making insurance decisions