Covenant Wealth Tools: Build, Protect & Multiply

Empower yourself with financial clarity and purpose. This interactive Debt-to-Income Calculator helps you analyze your spending, lower your debt, and strengthen your wealth-building strategy through practical stewardship and proven financial methods.

Take this free 3-minute assessment to evaluate your financial stewardship across key areas like budgeting, emergency savings, debt management, insurance, and legacy planning. Receive your score tier, biblical wisdom, and customized next steps to improve your financial faithfulness.

"This interactive tool helps you understand how cash value life insurance works by projecting your policy's growth over time. See how different premium amounts, Paid-Up Additions (PUAs), and policy loans affect your cash value accumulation and death benefit. Use it to compare scenarios and make informed decisions about your financial future."

This interactive compound interest calculator demonstrates how your money can grow exponentially over time. By combining initial investments with regular monthly contributions, you'll visualize how compound interest can transform modest savings into substantial wealth. The tool allows you to experiment with different investment strategies, adjust for real-world factors like inflation and taxes, and set specific financial goals to see exactly what it takes to achieve financial freedom.